For Brokers, Consultants, Carriers & TPAs

Northgate Benefit Group is a managing general agency (MGA) and program manager. We do not sell directly to employers — everything we do runs through licensed broker and consultant partners.

Bring us in as your program manager for employer clients with complex or blended workforces. We handle design, underwriting, and administration — you keep the relationship.

Need a back-office partner for a client with variable-hour compliance exposure or a large hourly population? We run the program while you run the strategy.

Looking to build or expand a program? We offer consulting services including RFP management, product development, and distribution planning — without taking on the carrier role ourselves.

We know the workforces where benefits are hardest to get right: hospitality and food service, quick service restaurants, healthcare staffing and home health, retail, logistics and warehousing, light manufacturing, transportation, and multi-location franchise operators — anywhere large part-time, variable-hour, seasonal, or 1099 populations make traditional group benefits difficult to structure.

Whether you're managing a complex variable-hour workforce, dealing with renewal pressure, or just need a cleaner benefits program — we can help. Let's talk about what a structured approach could look like for your organization.