
Northgate Benefit Group LLC is a managing general agency (MGA), wholesaler, and benefits program manager headquartered in Auburndale, Florida, and organized as a Wyoming LLC. Founded in March 2026, Northgate was built on the belief that structured, risk-managed benefits can be both employee-friendly and financially responsible — especial
Northgate Benefit Group LLC is a managing general agency (MGA), wholesaler, and benefits program manager headquartered in Auburndale, Florida, and organized as a Wyoming LLC. Founded in March 2026, Northgate was built on the belief that structured, risk-managed benefits can be both employee-friendly and financially responsible — especially for the variable-hour, part-time, seasonal, and 1099 workforces most of the market ignores.

Most program managers show up at renewal. We’re there year-round. Our approach combines a structured governance framework with practical, personal service — so the programs our broker partners place aren’t just sold, they’re actively managed. We specialize in plan designs that reduce financial exposure while improving the experience for employees and HR alike.

Total workforce coverage. One program for every employee classification — not pieced-together point solutions.
Alternative risk expertise. True self-funded and group captive strategies that deliver real cost control.
Broker-only distribution. We never sell direct. Your client relationship is always yours.